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Pros & Cons

Pros

  • +Purchase protection included

Cons

  • Foreign Transaction Fee (2.5%)

Our Review

The TD U.S. Dollar Visa* Card is a U.S. dollar credit card, built for people who shop regularly in the United States, travel there often, or own property south of the border.

What the card gives you:

  • No foreign currency conversion rates or fees when you make purchases or pay bills in U.S. dollars
  • Repayment of your balance directly in U.S. dollars, with no double conversion
  • Chip and PIN security and Visa PayWave* contactless payment convenience
  • A suite of insurance coverages for your travel and your purchases
  • Apple Pay compatibility, an easy and secure way to pay while keeping your information private

The annual fee is US$39. The annual interest rate is 20.99% on purchases and 22.99% on cash advances. This card does not earn rewards: its value lies in the conversion fees you avoid.

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Auto Rental

Included

View the insurance certificate (PDF)

Fees and interest rates

  • Annual Fee
    $39
  • Additional card fee
    $0
  • Foreign currency conversion fee
    2.5%
  • Purchase Rate20.99%
    Quebec20.99%
  • Balance transfer rate22.99%
    Quebec20.99%
  • Cash advance rate22.99%
    Quebec20.99%

Terms & Conditions

Card Features

  • Eliminate credit card foreign currency conversion rates and fees when making purchases or paying for bills in U.S. Dollars
  • Enjoy Chip & PIN security and Visa PayWave* contactless payment convenience
  • Travel and shop with a suite of insurance coverages
  • Enjoy all the benefits of your TD U.S. Dollar Visa* Card using Apple Pay. It’s the easy, secure, and private way to pay

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Jeune Retraité may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 TD. All trademarks are property of their respective owners.